"We figured that we'd be going through foreclosure no matter what. But we didn't know there were things that you could do to stop foreclosure from happening to us. We heard about foreclosure scams and were hesitant to even contact anyone for foreclosure help, for fear of getting scammed. But 1st Foreclosure Prevention seemed pretty legitimate. They helped us out and were actually able to stop foreclosure from happening to us. We got a free foreclosure evaluation and they were very informative as well as professional. We were pretty impressed with their experience and their knowledge of the laws in our state. We're glad that we contacted them as they really gave us the foreclosure help we needed."
"We didn't want to go through the foreclosure process. We were so embarrassed that we were facing a foreclosure and knew that all our neighbors would find out. A couple down the street had a foreclosure and they posted a sign on the property. It was so embarrassing. But we knew that it was coming. My husband lost his job and we were really struggling to make ends meet. We didn't want to lose our home, but felt we had no choice. We were really ashamed of what happened to us. Then we talked to 1st Foreclosure Prevention and they made us feel so much better. They didn't make us feel ashamed and actually gave us the foreclosure help we needed. Thanks to them, we didn't have to go through the foreclosure process that would have pained the entire family."
"We were headed for the foreclosure process and knew that it would really mess up our credit. But we didn't think we had a choice. We tried to reason with the bank and pay them less but they didn't listen. They kept calling and sending us notices. We went to a lawyer who told us to file bankruptcy and wanted a lot of money to do this. If we had that money - we would have paid our mortgage! So finally, we called 1st Foreclosure Prevention after we saw them online. They were able to get us the foreclosure help that we needed and got us a good loan modification to prevent foreclosure."
"When we found out that our house was worth a lot less than what we paid for it, we were pretty upset. We thought we had made an investment when we purchased our property, but as it turns out, it was a poor investment. We wanted to get out of the house but couldn't even sell it. We thought about just giving it to the bank, but they didn't want it. We had no idea what to do, but then I found out about 1st Foreclosure Prevention. They were able to give us the foreclosure help that we needed and even helped us with the short sale process. We were able to walk away from a bad investment with hardly any damage to our credit thanks to them."
"We were in way over our heads with our property. We bought it high and when the market crashed, we were upside down with our mortgage. We were about to file for a bankruptcy when we found out about 1st Foreclosure Prevention online. We decided that at this point, we had nothing left to lose. We were already resigned that we were going to probably lose our home anyway and our credit would be shot. We are so happy that we called for a free foreclosure consultation from 1st Foreclosure Prevention and got the foreclosure help that we needed. We did not have to file bankruptcy and the loss mitigation experts were able to work out a deal with our bank. Now our credit is back to where it was before we bought the property - thanks to this company."
"I struggled so hard to buy my home for me and my children and thought I got a good deal on a loan. But then I found out that the loan amount was going to go up each month. I wasn't able to afford the new payments. I had gotten a new job after being laid off, but my new job didn't pay as much as the old one. I was really figuring that I was in trouble. I wanted to save my home from foreclosure, but didn't know how. I called 1st Foreclosure Prevention and they treated me with compassion and respect. They knew all about the law, too, and how to stop foreclosure. They gave me a totally free foreclosure evaluation and explained all my options to me. Because of them, I was able to save my home from foreclosure."
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Attorney Advantage
If you have fallen into foreclosure and want to stop foreclosure, your first instinct will most likely be to try to mitigate the loss yourself and try to stop the foreclosure process. You may be inclined to seek a loan modification on your own and try to work with the lender, negotiating on your own behalf.
There are several reasons why you have an attorney advantage when you are seeking to negotiate with your lender to save your home and stop foreclosure. The attorney advantage to stop foreclosure through loss mitigation includes:
Calls get answered quicker
Lenders are very understaffed. There are too many foreclosures on the books and not enough new loans to justify hiring more people. As a result, the lenders are understaffed and not enough people are available to return phone calls. When an attorney calls, however, the lender is more likely to pick up the phone and return the call. Attorneys usually get results for a variety of reasons. The main reason is that when people who are dealing with an attorney, they know that they are dealing with a person who has knowledge of the law and means business. The bottom line is that if you want to stop foreclosure, an attorney will most likely have better luck at getting to a decision maker in your company than you will.
Attorneys are not emotionally involved
Just as you should not represent yourself in court, you should not represent yourself when negotiating on your own behalf. You have an emotional investment at stake that can cloud your judgment. An attorney is a third party, is used to tough negotiations and will act on your behalf without a clouded judgment. While you may be tempted to settle for less to save your home from foreclosure, an attorney is likely to press for more, often succeeding. You can stop foreclosure easier if you are not emotionally involved.
Attorneys understand the law
Attorneys understand the foreclosure law in your state and what must be done to stop foreclosure. This takes years of study and is not something that you can learn overnight. This knowledge is very powerful because it can give you options to stop foreclosure and can be used to negotiate on your behalf with the lender. Because they understand the implications in foreclosure law, they can use certain scenarios in the law to negotiate with the lender on your behalf to stop foreclosure.
When you are seeking loss mitigation specialists to represent you to stop foreclosure, you should seek one that has attorneys on staff. At 1st Foreclosure Prevention, our staff does not only include certified loss mitigation specialists, but attorneys as well. Our team can negotiate for you and help you stop foreclosure, even if you are already involved in the foreclosure process.
ISeek out a free foreclosure evaluation from our team of loss mitigation specialists today and learn what you can do to stop foreclosure by discovering your options.
